“There is something
permanent, and something extremely profound, in owning a home.” — Kenny Guinn
Everyone wants to own their
dream flat or independent house. They must be clear in their mind how to proceed
to accomplish their dream. Here is a series of steps to consider while buying
your dream flat or home.
·
Find
out your budget, consider your age, employment and risk appetite.
·
Identify
the location that is promising and likely to appreciate outsmarting inflation.
·
Search
for flats in that area within your budget.
·
Ensure
that the flat is Vaastu compliant, if you believe in Vaastu.
·
Find
out the prevailing prices in that area. Identify the hidden costs involved.
·
Ensure
that the title of the property is clear.
·
Be
clear about the terms and conditions including who pays commission to the
broker or agent.
·
Find
out the resale value.
·
Negotiate
with the seller. Be flexible in your negotiations. If you like the flat, don’t
hesitate to pay a little more. Check whether you can get loan for it.
·
Verify
legal aspects.
·
Register
your property and get it furnished to suit your requirements and taste.
·
Come
out of your comfort zone to move to your dream flat.
Make
Your Decision Wisely
“You can’t have everything
you want, but you can have the things that really matter to you.” — Marissa
Mayer
Find out advertisements on
properties and prepare a list of prospective sellers in your preferred location.
Visit and verify them physically. Don’t get influenced by agents and brokers.
Check everything from all quarters before making your decision. Be careful with
fly by night operators in real estate business.
Don’t lose your heart if you encounter
frequent failures to own your dream flat. At times, things come very close to
the deal but fail. It seems something better is awaiting you. Remember,
everything happens for a reason. Dalai Lama rightly remarked, “Remember that
not getting what you want is sometimes a wonderful stroke of luck.”
Make your decision based on
your head, not heart because buying your flat involves logic and reasoning, not
emotions. However, you must consider your emotions when you leave a house in
which you stayed for many years.
Conclusion
“The ache for home lives in
all of us, the safe place where we can go as we are and not be questioned.” —
Maya Angelou
Buying a dream home/flat can
be tiring especially if you are a first-time buyer. Don’t lose your hope and
don’t get influenced by brokers and agents. Buy it where you find positive vibrations.
If you find any negative signals, avoid purchasing it. To summarize, buying your dream flat or home
is easier said than done. You must make decisions based on the prevailing
scenario. Don’t regret if there are any gaps between your expectations and
realities because what was right yesterday is not right today and what is right
today may not be right tomorrow.
Good luck!
“Twenty years from now, you
will be more disappointed by the things you didn’t do than by the ones you did
do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade
winds in your sails. Explore. Dream. Discover.” — Mark Twain
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